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What are my study help loan options? What is the difference, and who is eligible?

If you are a domestic student, you may be eligible for subsidies and/or loans provided by the Australian government, including:
  • Subsidies through Commonwealth supported places (CSP)
  • Student loans through the Higher Education Loan Program (HELP)
The two most common loans seen are the HECS-HELP and FEE-HELP. 
HECS-HELP is a loan available to eligible students enrolled in a Commonwealth supported place to pay their student contribution amounts. To be eligible for HECS-HELP you must: 
FEE-HELP is a loan available to eligible domestic students enrolled in a fee-paying place. To be eligible for FEE-HELP you must: 
You can find more information about HECS-HELP and FEE-HELP on the StudyAssist website.
Other Government supported loans: SA-HELP | OS-HELP
Updated 23/09/2022 11.24 AM